At Westgate Mortgage Centre, we are dedicated to creating a meaningful, long-term relationship with you that is based on understanding, knowledge and commitment to progress. We are a company of action: proactive, professional and committed to creating long-term success and financial progression for you, our client.

We understand that everyone's different, and that's why our financial planning approach is as individual as you. We know the financial side of life can be complex and that's why we work hard to get to know you and your aspirations through careful life planning and consultation. We then provide quality advice services and practical pathways to help you achieve the life you want.

With Westgate Mortgage Centre, progress means development. Financial and life planning that helps you to navigate life's financial complications, free of financial ambiguity and safe in the knowledge that the professional team is at your side, every step of the way.

Our team are happy to meet at a day, time and location most convenient to you, and these meetings are usually arranged by prior appointment.We will be able to talk to you about any of the following:-

Repayment Mortgages - If you effect a repayment mortgage the lender will usually insist on a suitable life assurance policy. Just's advisers have access to online systems which will provide comparative quotes to make sure that you can find the cheapest deal.

Interest Only Mortgages - You can talk to one of our experts about which method of repaying the loan may be most suitable for you. Just can compare the premiums, levels of charges, past performance, financial strength and a host of other features and benefits on the complete range of companies and their products in the marketplace.

Income Protection - If you are unable to work for an extended period you may only be eligible for sick pay for a limited time. You may therefore wish to consider a cost-effective method of ensuring your mortgage payments can be maintained.

Buildings & Contents Insurance - Whilst some lenders will try to insist that you take out their insurances, this is by no means always the case. Just will be happy to advise you as to the options and premiums available to you within the market.

Investments - You may wish to consider investments to allow you to repay your mortgage prior to the redemption date. Just will be happy to advise you as to the most suitable investment vehicles for you depending on your attitude to risk, tax position, investment preferences, need for access to the money and timescales.

Adverse Credit - Whether you have problems with County Court Judgements, mortgage arrears or a poor credit history our experienced team of mortgage advisers should be able to help. In many cases, they will be able to talk to a lender on your behalf to explain your situation and may be able to help you gain access to market leading rates. It should be noted that this sector of the market is a specialised area and an impaired credit history may mean that you will not have access to the entire mortgage market. We have many connections with extensive knowledge of this type of enquiry and we will strive to obtain the most competitive mortgage deal on your behalf. Clearly each situation of this type is unique and we would therefore suggest that you speak to one of our team as soon as possible to obtain their opinion on the options available to you. It will of course be helpful if you can let us have as much detail as possible regarding your particular circumstances to enable us to deal with your enquiry as effectively as possible. This information will of course be treated in the strictest confidence.

Critical Illness Cover - Becoming increasingly popular, critical illness insurance allows you to repay your mortgage on the diagnosis of an illness such as cancer, heart attack, stroke or multiple sclerosis. It can be included within certain mortgage related products and our advisers will be happy to discuss with you the possibility of providing you with this valuable protection.

Protecting your Mortgage Payments - Whilst this type of insurance is not as widely available as it once was due to the prohibitive costs associated with it, some lenders will allow you to attach the cover at outset of the mortgage. This may require an additional premium, and will involve a number of additional restrictions depending on the policy. Our advisers will explain the options available to you with specific lenders.