CCj's (County Court Judgements)

Bad Credit History?

Self Certificate Mortgage

Buy to Let Mortgage

Right to Buy Mortgage

ReMortgages

All of the above can be catered for.

First Time Buyers - 100% mortgages are currently unavailable - (If you have a poor credit rating we can help you to borrow up to 95% of the purchase price of you new home).

Why ReMortgage?

One of the main benefits borrowers achieve by remortgaging is the competitive rates on offer now that may not have been available when first applying for a mortgage.

Many who stick to the same deal throughout the term of their mortgage could often end up paying more back over the period of the original loan than if they took advantage and remortgaged - sometimes by quite a considerable sum.

To put it simply, a remortgage means switching your existing mortgage to another deal with either your existing lender or another loan provider.

Reasons to ReMortgage:

1. Saving money -

By paying your lenders existing SVR (Standard Variable Rate) you may be missing out on other offers and benefits that even your existing lender has to offer.
Simply remortgaging may allow you to pay off the loan sooner and could even reduce your monthly payments.
If your lender isn't able to offer a better deal, the taking a remortgage with another loan provider is an option. Even with early repayments fees, over the long term, taking out a remortgage could still save a significant sum in the long run.

To raise money
Higher income or a rise in your property's value means you could increase your mortgage to help pay for major outgoings such as a wedding or your child's university costs, rather than borrowing separately, and in some cases more expensively, for the outgoing itself.
To avoid moving home
It can be cheaper and more convenient to adapt or add an extension to your existing home, paid for by remortgaging or a further advance, than to move home.
To consolidate your debts
Remortgaging can allow you to release some of the equity you hold in your home and consolidate other debts, such as a car loan or credit cards, which can attract higher rates of interest than that of your mortgage.

You are under no obligation so why not take a couple of minutes to try our ReMortgage Form here and see what how we can get the right mortgage for you.

Please note: We are only able to accept mortgage and remortgage applications from UK residents.

We also welcome enquiries for Life Insurance and Secured Loans.